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Investor & wealth

Person of independent means, investor, or retiree — the complete guide to visas and permits for residents without local employment across 16 destinations, from Europe to Asia-Pacific.

FranceLuxembourgBelgiumUnited KingdomNetherlandsSwitzerlandSpainPortugalIrelandQuébecIndonesiaJapanNew ZealandSingaporeThailandUnited Arab Emirates
Results in 3 minutes
16
Countries covered
920€+
Min. funds / month — starting with Portugal's D7
Overall wealth
The central criterion
Process

How to proceed, step by step.

01

Define your target tax regime

Your country of residence determines your tax residence. The Swiss lump-sum regime, Luxembourg's inpatriate scheme — plan with a wealth advisor before filing anything.

An essential strategic prerequisite
02

Demonstrate sufficient means

Every destination requires income or wealth sufficient to support yourself without working locally. Prepare bank statements and documented passive income.

03

Prepare the wealth file

Account statements, investment portfolio, rental income, dividends, foreign pensions — every source must be documented and translated.

Complete application available
04

File and track the application

Timelines are generally shorter than for employee visas — 4 to 10 weeks depending on the country. Our assessment identifies the optimal visa for your profile.

Not sure where to start?
Our assessment analyzes your situation and identifies the right permit.
By destination

Available visas by country.

Click a country to see timelines, costs, and required documents.

FR
France
VLS-TS Visiteur · Passeport Talent (French Talent Passport)
Moderate
›
Timeline
4 to 8 wks
Cost
€99 + €50 OFII
Key documents
€1,800 / month minimum + health insurance
Passeport Talent Investor for investments ≥ €300,000 with job creation — 4 years.
LU
Luxembourg
Investor residence authorization · MAEE
Attractive
›
Timeline
30 to 90 days
Cost
80€
Key documents
Investment ≥ €500,000 or the creation of qualified jobs
A favorable tax framework and wealth-management expertise. Family included.
BE
Belgium
Professional card — active investor
Non-EUProject required
›
Timeline
Varies by Region (often several months)
Cost
~€140 (card) + ~€215 residence + D visa
Key documents
A viable economic project · value to the Region · financial means
Belgium has no standardized passive-income or “golden” visa: the route runs through an active economic project (the professional card).
UK
United Kingdom
Global Talent · Innovator Founder
Investor visa abolished
›
Timeline
3 to 8 wks
Cost
£766 + IHS (Global Talent)
Key documents
An endorsement from an approved body for Global Talent
The Tier 1 Investor Visa was abolished in 2022. Global Talent is the main alternative.
NL
Netherlands
Self-employment visa (zelfstandige) — active investor
Non-EURVO points
›
Timeline
Up to 90 days (RVO evaluation included)
Cost
~€1,446 (MVV + permit)
Key documents
Business plan · 90 RVO points · essential interest for the Netherlands
No passive-income visa in the Netherlands: the route runs through a genuine self-employed activity, scored by the RVO points system.
CH
Switzerland
Residence permit without gainful activity (person of independent means)
Independent means / retireeSelective for non-EU
›
Timeline
EU/EFTA: 2–6 wks · Third countries: several months
Cost
CHF 65 to 95 + D visa if required
Key documents
Substantial means · no activity in Switzerland · 55+ and ties to Switzerland (third countries)
No gainful activity allowed. For third-country nationals: art. 28 LEI, assessed case by case by the canton.
ES
Spain
Entrepreneur visa — the Golden Visa was abolished
Non-EUProject evaluated
›
Timeline
ENISA 10 days + UGE-CE 20 business days
Cost
€90 visa + €73.26 authorization
Min. investment
None — no threshold, no job-creation requirement
Key requirement
A favorable ENISA report
PT
Portugal
ARI — Golden Visa, real estate excluded
Non-EUSubstantial capital
›
Timeline
AIMA processing: several months to over a year
Entry ticket
€250,000 — cultural heritage
The funds route
€500,000 — non-real-estate vehicles
Job creation
10 positions · 8 in low-density areas
IE
Ireland
STEP — passive investment is closed
Non-EUProject evaluated
›
Funding
€50,000 minimum (start-up)
Fees
€350 application + €300 IRP
Permission
Stamp 4 from the start, family included
IIP
Closed since February 2023
QC
Québec
Entrepreneur Program · all nationalities
All nationalitiesDemanding
›
Timeline
Québec selection (CSQ) then federal PR
Fees
MIFI selection fees (business people) + federal fees
Streams
Innovative business · start-up · business takeover
Language
Knowledge of French required
The federal Start-up Visa has been suspended since late 2025: Canada's documented entrepreneurial route goes through Québec.
Status obtained: permanent residence, in two stages.
ID
Indonesia
Golden Visa E28C · from USD 350,000 · 5 or 10 years
From USD 350,0005 or 10 years
›
5 years (E28C)
USD 350,000 in bonds, IDX equities, funds, or state-bank deposits
10 years (E28C)
USD 700,000 in the same instruments, or a USD 1,000,000 apartment
Investment deadline
90 days after entry to deploy — maintaining the threshold is mandatory
2026 tally
1,274 visas · USD 2.95B raised · ITAP after 3 years of presence
Falling below the threshold revokes the residence. A Golden Visa ≠ automatic tax residence — but 183 days of presence in the tax year will get you there.
JP
Japan
Business Manager · active management required · ¥30M capital
All nationalitiesVery demanding
›
Timeline
CoE 2–4 months + visa 5–10 days
Required capital
¥30M (~€170,000) — multiplied by 6 in October 2025
Substance
1 qualified local employee · a dedicated office · an expert-certified plan
Renewals
Audit of real activity: taxes, contributions, operations
NZ
New Zealand
Active Investor Plus — from NZD 5M
From NZD 5M21 days of presence
›
Growth
NZD 5M / 36 months · 21 days of presence in total
Balanced
NZD 10M / 60 months · 105 days, reducible
Processing
≈ 10.5 weeks (80%) · 6 months to invest
2025 overhaul
No English, no age cap · philanthropy ≤ 20% (Growth)
The SGD 2.5M threshold still circulating online has been obsolete since 2023, and the fee rose to 20,000 in May 2025. The GIP is won on track record — passive investors are turned away. Already on an EP? The classic PR route (PTS) is the proportionate path.
The Growth category's 21 days of presence is the lightest requirement on the global market. The heart of the review is fund traceability: a source-of-wealth file without gray areas makes the difference between 10 weeks and long months.
SG
Singapore
GIP — direct PR from SGD 10M
From SGD 10MDirect PR
›
Option A
SGD 10M into a Singapore company
Option B
SGD 25M into a GIP-select fund
Option C
Family office · SGD 50M deployed (AUM ≥ 200M)
Fee / timeline
SGD 20,000 · ≈ 12 months + a 6-month AIP
TH
Thailand
Privilege or LTR Wealthy
Two tiers5 to 20 years
›
Privilege
Membership from THB 650,000 to THB 5M
LTR Wealthy
USD 1M in assets, including 500,000 in Thailand
Levys
LTR exemption · none for Privilege
Work
Not allowed (Privilege)
AE
United Arab Emirates
Golden Visa at AED 2M or a license-based Green Visa
No sponsorTwo tiers
›
Golden Visa
Real estate or funds at AED 2M · 10 years
Green investor
An active commercial license · 5 years
Entrepreneur
An AED 500,000 project + an incubator
2026 reform
Mortgages and off-plan purchases accepted

We present here the main residence permits we support, covering the vast majority of situations. This list is not exhaustive: other specific visas exist with each country's official authorities.

Ready to optimize your wealth relocation?
Forms explained step by step · Personalized checklist · Real-time tracking
Required documents

The documents common to every application.

The complete, personalized list is generated by our assessment.

Documents available for free
Valid passport
At least 6 months of validity beyond the planned stay
Proof of wealth and income
6 months of bank statements, investment portfolio, rental income, pensions
Comprehensive health insurance
International coverage required until you join the local system
Proof of housing
Purchase, long-term lease, or lease commitment in the destination country
Criminal record extract
Less than 3 months old, translated and apostilled
Full documents and forms
Official forms
Explained field by field for your destination
Ordered checklist
Step by step with timelines and official contacts
Letter templates
Cover letter, translation, apostille
Application tracking
Personalized dashboard and alerts
Complete application
Unlock the complete list and the form-filling guidance with the full plan.
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Information verified in April 2026 · Sources: france-visas.gouv.fr · guichet.public.lu · ibz.be · auswaertiges-amt.de · ukvi.homeoffice.gov.uk · ind.nl · sem.admin.ch